Welcome to Cova Tech

Transform Your Insurance Agency with AI-Powered CRM Solutions

Automate onboarding, streamline commissions, and scale your IMO with intelligent technology built specifically for insurance professionals.

Our Features

Why We are Better Than Others

AI-Driven Onboarding Automation

Transform days of paperwork into minutes with our eliminating 80% of manual onboarding work.

Override Intelligence

Say goodbye to Excel spreadsheets. Cova automatically calculates multi-level overrides & provides real-time production dashboards

Agent Hierarchy Management

Finally, a CRM that understands insurance. Manage complex upline/downline structures, track state licenses, monitor appointments and renewals.

Trusted by Leading Insurance Organizations

"Cova reduced our agent onboarding time from 5 days to 45 minutes. It's been a complete game-changer for our IMO."

Marcus Hale Insurance Marketing Organization Director

Results That Speak for Themselves

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In recovered commission revenue

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Growth in agent base

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Growth in revenue since joining

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Awards Won

Built for Insurance Professionals, By Insurance Experts

01.

Carrier Integration Ready

Seamlessly connect with major insurance carriers

02.

Compliance Built-In

Automated record retention, AML tracking, and audit trails

03.

Mobile-First Design

Manage your agency from anywhere, on any device

04.

Scalable Architecture

From 10 agents to 10,000—we grow with you

The Insurance Agency Challenges We Solve

Cova's intelligent onboarding automation eliminates 80% of manual work and gets new agents productive in under 45 minutes. We reduce onboarding from 5+ days to 45 minutes per agent, enabling unlimited recruitment scaling.

Cova's commission engine handles the entire process automatically with perfect accuracy every time. This solution helps save 10+ hours per pay period, eliminate commission errors completely and improve agent satisfaction.

Cova's intelligent lead management ensures every lead gets handled perfectly at the optimal time. Experience 40-60% faster response times, 25-35% higher conversion rates, complete marketing ROI visibility.

Cova builds compliance into every transaction automatically so you're always audit-ready. With this process, you'll pass carrier audits with zero findings, reduce compliance workload 60%, eliminate regulatory anxiety.

Our Services

Explore Our Insurance Services

From agent onboarding to commission management, Cova provides everything your insurance agency needs to operate efficiently and scale profitably.

Automatic Onboarding SaaS

Fully automated onboarding from start to finish.
Faster, error-free onboarding for both agencies and clients.

Insurance API & Customer Portal

Custom-built customer portals and mobile apps integrated with carrier APIs.

IMO Commission CRM

Automated commission calculation and distribution for IMOs and GAs.

Custom App & SaaS Development

Fully tailored app or SaaS development designed specifically for the insurance industry.

Pricings Plans

Choose Your Growth Path

Basic CRM

$ 5.99 Month
  • Perfect for growing agencies
  • Agent hierarchy management
  • Lead distribution system
  • Basic commission tracking
  • Document storage
  • Starting at competitive rates

Premium CRM

$ 8.99 Month
  • For established IMOs
  • Everything in Basic
  • Advanced commission automation
  • Carrier API integrations
  • E-signature workflows
  • White-label options

Enterprise Custom

$ 15.99 Month
  • Tailored to your needs
  • Full customization
  • Dedicated support
  • Custom integrations
  • Advanced analytics
  • Custom development

Frequently
Asked Questions

Absolutely. Cova automatically calculates commissions across unlimited hierarchy levels with support for different override percentages, vesting schedules, and contract types. You can import carrier reports and have everything calculated and reconciled automatically.

Yes. Cova connects with major insurance carriers for commission data, policy information, and licensing verification. We also integrate with NIPR and SureLC for automated license validation.

Yes. Our implementation team assists with migrating data from spreadsheets, legacy systems, or other CRMs. We ensure a smooth transition with zero data loss.

Yes. Cova is fully responsive and works seamlessly on desktop, tablet, and mobile devices. Your agents can access everything they need from anywhere.

Our Premium and Enterprise tiers include extensive customization options. We can adapt workflows, create custom reports, develop specialized integrations, and even white-label the platform for your brand.

What our clients have to say

Cova reduced our agent onboarding time from 5 days to 45 minutes. It's been a complete game-changer for our IMO. We've onboarded 87 new agents in the past quarter without adding a single admin staff member.

Michael Rodriguez Director of Operations, Apex Insurance Marketing Organization

We were drowning in commission spreadsheets before Cova. Now everything is automated and our agents can see their earnings in real-time. We've eliminated payment disputes entirely and saved over 15 hours per pay period.

Jennifer Chen VP of Finance, Liberty Insurance Group

The lead distribution system alone paid for itself in the first month. Our response time went from 4 hours to under 10 minutes, and our conversion rate jumped 38%. Hot leads never sit idle anymore.

David Thompson Managing Partner, Thompson & Associates Insurance

As a compliance officer, Cova has been a lifesaver. We passed our last carrier audit with zero findings—something that's never happened before. Everything is documented, traceable, and retrievable in seconds.

Sarah Martinez Chief Compliance Officer, National Insurance Advisors

I was skeptical about switching CRMs, but Cova's implementation team made it seamless. We migrated 15 years of data without any issues. The platform is intuitive and our agents actually use it—unlike our old system.

Robert Hayes CEO, Hayes Financial & Insurance Services

Ready to Transform Your Insurance Agency?

Join forward-thinking IMOs and insurance companies already using Cova to automate operations, increase agent productivity, and accelerate growth.

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